Life insurance for housewife indian

The work done by housewives is always undervalued and thus, taking life insurance for them is considered a waste. Read on to know why life insurance is a must for housewives. Life Insurance is always meant to provide stability to a family on the loss of the bread earner of the family. It is very important to insure the life of the earning member so as to protect the family from any financial setback if a mishap happens in the family. In India, we still believe in the patriarchal system where a man is considered to be the earning member in the family and mostly the lives of the male members are insured.
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Life Insurance for Housewives

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Should a housewife insure herself? - The Economic Times

Rajani Sharma cooks and does laundry for the family and helps kids in the studies. As she takes care of the entire house, Mr. But what would happen if Mrs. Rajani dies tomorrow? Considering the load of responsibilities she is carrying on her shoulders, apart from emotional loss, it would be a big financial distress for Mr. This is where life insurance steps in.
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Should a housewife insure herself?

Life insurance has been essentially sold to income-earning members of a family, and housewives are over-looked because there is no income to protect. Having said that, a term insurance plan for a homemaker should form an essential part of the financial plan as it enhances the financial coverage of your family. As incomes are almost stagnant and lifestyle expenses are increasing, it has become important to double the financial security of your loved ones, in case anything happens to you or both of you.
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The working spouse gets the spotlight like superman. Thanks to the visibility offered by a promising career and the respect granted by society for earning a handsome income, the working spouse is always the cynosure of all eyes. However a non-working spouse works in the shadows like Batman and hardly gets credit for fulfilling responsibilities, let alone going the extra mile.
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